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Discover student credit cards reddit

WebDec 5, 2024 · Here are some of the things I love about Discover: Cash back match in the first year (2% back on everything and 10% back on rotating categories) Meaning as your … WebAug 31, 2024 · The Discover it® Cash Back card, in contrast, offers a bigger credit limit than you’ll get on the student version and a more generous promotion, including a 0 percent intro APR for 15 months on purchases and balance transfers (then a variable APR of 16.24 percent to 27.24 percent). But it doesn’t have as many safeguards as the Discover it ...

Credit card : r/SJSU - reddit.com

WebThis is for cash-back. First, you need to make sure that you can get approved so you need to have the discover as your first card. After that get the chase freedom and freedom unlimited. Wait for a while and get the chase sapphire preferred if you want to get more travel related Benefits else get the amazon prime card. WebStudent credit cards may have a lower credit limit, so students can get started, practice responsible use and build their credit history. Over time, credit cards for students may … fish lye https://thepearmercantile.com

DiscoverItStudentCard - reddit.com

WebDiscussion. M1 Finance finally reveals details on their newest credit card which provides users with a whopping 10% Cashback on the companies they invest in. (I.e - if you have Amazon or Netflix in your portfolio , you earn up to 10% back on their products. Webif you get scholarships at school, help from your parents, anything, put that as income as well. i make $15k at my job a year but i was able to put $29k as income because of $14k scholarships. if it has a spot on the application for non-taxable income, put the scholarships in there. DoubleLifeRedditor • 3 yr. ago. WebKeep your Utilization low - Preferably you want to keep your utilization under 10%, but as long as it is below 30% you are fine. Keeping your utilization low not only helps raise your credit score, it also shows credit lenders that you are not a risk to max out your card. fish lying at bottom of tank

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Category:Discover it vs. Discover it Student CreditCards.com

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Discover student credit cards reddit

Is my limit TOO high? Discover It Student. : r/CreditCards

WebCurrent cards: Chase Freedom Student $1700 limit (2.5 years) Discover Student Cash Back $1500 (1.5 years) FICO Score: 777 Oldest account age: 3.5 years. Income: $200,000 I'm going to be beginning full time work this year after graduation and am looking for non-student credit cards to apply to for better cash back and a higher credit limit (there … WebSo if you have absolutely no credit history, you may be bucketed by capone, just FYI. Additionally, Discover for the first year beats most cards because it's basically 2 percent flat, and 10 percent rotating., but the savor one for student has a $100 SUB for $100 spent. So calculate, based on your spend, which is better for you.

Discover student credit cards reddit

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WebDiscover is a great first lender. I wouldn't go with capital one because they have a history of never refunding card deposits. If you can get a student card with capital one then that … WebI’ve had a Discover card since 2013 and have only encountered 3 times it wasn’t accepted. I had an Amex card for a year in 2024 and I probably ran into 1 in 10 places each week that wouldn’t accept it. Anymore Discover is probably 99% on par with visa or …

WebDiscover it ® Student Cash Back Card Benefits 5 Cash Back Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, 8 grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. 5% Cashback Calendar … WebMy Ukrainian credit card used to have 45000 UAH (about 1500 USD) available credit. Now, once war with Russia started, my bank decreased credit limit to only 10000 UAH (about 330 USD). Yes, it is as small as it sounds, only enough to go to …

WebDiscover It Credit Card $100 Referral bonus (Students and Non-Students) No Credit History Required. If you're looking to apply for a Discover Student it Cashback Card, apply through my Referral and you get a $100 Statement Credit after you make your first purchase within 3 months. No credit history is required.

WebDiscover is a great first lender. I wouldn't go with capital one because they have a history of never refunding card deposits. If you can get a student card with capital one then that won't be a issue. Both lenders have a pre approval tool so you should use that when you have your credit unfrozen.

WebCongrats on the card and taking a step to build your credit score! The 10/20/30% utilization a big fat myth. Unless you’re planning to apply for a new line of credit in 1-2 months, credit utilization doesn’t matter. It supposed to fluctuate every month, can easily be manipulated, and holds no memory on one’s credit score. can clonazepam refills be faxedWebWhen you decide to apply, make sure to go through a referral link so you and a friend can both get $50. I applied in December of last year with a letter of acceptance and I was all set. Don't need to be enrolled at any college to apply for it. Applied online, had to call in to send documents online, and was approved over the phone for a $1500 ... can clogged sinuses make you dizzyWebI am a college student too and I have both cards. I applied for the Discover card first since it gave me 5%x2 for the first year and I didn't have to worry about a minimum spend. I would consider checking out the categories for the cashback rewards since this quarter is restaurants and Paypal. It was a lot harder to get approved for BOA. fishly 意味WebI'm 24 now and have a 760 credit score; I started building credit at 18 with a discover student card which doesn't require a high credit score but your limit will be like $500-1000. It is definitely worth getting a credit card if you're smart/disciplined; understand you are only using it to build up your credit and NEVER buy anything that you ... can clonazepam make you feel depressedWebDiscover student credit cards let you earn cash back rewards and start building a credit history while you're in college. You can also view your FICO Credit Score for free. 1 No annual fee, No credit score required to apply * Student Cash Back ★★★★★ ★★★★★ 4.8 Average of 1781 Reviews See how we calculate our ratings Apply Now fish lying on sideWebMy credit score is 672 according to credit karma. Besides my Discover CC, I have $9,286 in student loans and graduating in Spring of 2024 in Business (Hospitality & Tourism). By the time I graduate it be between $12k-14k, and if Biden student loan relief comes thru it … fish lying on bottom of tankWebHere's what you do - stop applying for unsecured credit cards, save up a bit of money ($500 will do), and open a secured credit card to start building credit history. You have no prior credit so they rejected you. You need to build a credit history first before you can re-apply for a credit card. fish lying on side at bottom of tank